Green Your Home and Save

Rate discount – you will receive 1% off the posted interest rate on a five-year fixed rate mortgage or on a five-year fixed rate portion of a HELOC
Cash rebate – we will rebate up to 1% of the amount of the mortgage or the fixed rate portion of the HELOC when you make ENERGY STAR® qualified purchases1
And at the time you receive your rebate, TD Canada Trust will donate $100 to the TD Friends of the Environment Foundation2

Flexibility – this offer is available to new or existing customers. If you have an existing TD Canada Trust mortgage or HELOC fixed rate portion, you can renew or refinance it into this offer3. If you have an existing TD Canada Trust HELOC, you can choose to lock-in all or a portion of the balance into the five-year Fixed Rate Advantage Option
Visit a TD Canada Trust branch, talk to our Mobile Mortgage Specialists or call 1-800-409-4424 for more details.

Click the buttons below to apply, pre-approve or renew online for a Green Mortgage.

How the rebate works

For example, say you obtain a Green Mortgage for $200,000 and the posted five-year fixed rate is 7.44%. Your interest rate would be discounted to 6.44%. After you obtain the Green Mortgage, you then upgrade your kitchen and spend $3,000 on a new dishwasher and refrigerator, both ENERGY STAR qualified. Next, you submit your receipts to TD Canada Trust and after validating them, we credit you with the maximum rebate of $2,000 ($200,000 x 1% = $2,000). At the same time, we make a $100 donation to the TD Friends of the Environment Foundation.

See the chart below for more examples of how the rebate works:

What’s eligible for the rebate?

A wide range of ENERGY STAR qualified products are eligible for rebate in the following categories:

Major appliances:
Heating, cooling and ventilation equipment and controls.
Windows, doors and skylights.
The cost of a residential energy efficiency assessment is also eligible for the rebate.

To find out whether a specific product is ENERGY STAR qualified, or for a list of assessment organizations, visit the Natural Resources Canada website or call 1-800-O-Canada (1-800-622-6232).

More ways to save when you go green

Several agencies provide refunds or grants for energy-efficient homes. In addition to the money you can save with TD Canada Trust, you may also be eligible for:

The CMHC Mortgage Loan Insurance premium refund for Energy-Efficient Homes
http://www.cmhc.ca/en/lapa/td.cfm

A grant to improve the energy efficiency of your home from Natural Resources Canada
http://www.oee.nrcan.gc.ca/corporate/incentives.cfm?attr=0

You can also take advantage of offers that are available in your city or province. Natural Resources Canada provides a list of these local offers.

To learn more about the TD Canada Trust Green Mortgage or Green HELOC, visit a TD Canada Trust branch, talk to our Mobile Mortgage Specialists or call us at 1-800-409-4424.

Click the buttons below to apply, pre-approve or renew online for a Green Mortgage.

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